Hutchens Law Firm


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Frequently Asked Questions

  1. Can we bid less than the minimum bid?
  2. The Lender opens with the minimum bid, and any other bidder may not bid any less than the lender’s opening bid amount.

  3. When is the bid final?
  4. There is a 10-day confirmation period where each person’s bid must stand before it is final. Each time a new bid is placed during this confirmation period, a new 10-day confirmation period begins.

  5. Can we gain access to the property?
  6. Hutchens Law Firm cannot grant you access to enter or inspect the property.

  7. How much is the deposit?
  8. When you place a bid, your deposit must be in the form of certified funds. The deposit must be 5% of your bid or $750.00, whichever number is greater.

  9. Can your representative wait while I get funds from the bank?
  10. You must bring certified funds with you to deposit with the trustee after the sale. You cannot leave after the sale is held to obtain certified funds for your deposit with the trustee. If you are unable to produce certified funds after the sale, you may file an upset bid during the confirmation period.

  11. Can you tell me if there are other liens, and if so, am I responsible for them?
  12. The properties are sold ‘as is, where is’ subject to all taxes, assessments and liens of record. The bidder should retain counsel to assist in answering specific questions about foreclosures, taxes and priority of liens. The trustee is unable to provide this information.

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